Have your ATM cards expired? If yes, then you are at the right place. When something has expired or is about to expire, most of us panic. But this is a common issue. Every card has a validity period, and it is normal that it will stop working after a fixed tenure. We will look at different aspects of it and explain multiple methods to get a new card. Even if your card is going to expire in the near future, this post will be helpful for you. So, without further ado, let’s get to the How to Get a New ATM Card If Your Old One Has Expired? post. This article is also available in Hindi: ATM Card Expire होने पे क्या करे?
How do I determine the expiration date?
The expiration date is printed on every ATM or debit card. A future date is printed over the card, which is the expiration date. By looking into that, we can check when our card is going to stop working. It is mentioned with the keyword “expiry date” or “valid up to,” as shown in the image below.
How Do I Apply for a New ATM Card After It Has Expired? | How do I renew my expired debit card 2024?
Let me start by emphasizing that you will need to apply for a new card when your current one expires. There are only a few banks, such as SBI, Axis, etc., that automatically send new cards before expiration. But in most cases, we need to request a new card. It is usually dispatched to your registered address.
So, let’s discuss some of the methods through which we can request a card:
Method 1: Through Net Banking/Mobile Banking
If you are using the net banking or mobile banking facility of your bank, then that is the easiest way. After logging into your net banking account, go to the Cards section and look for the Apply for a New ATM/Debit Card option. You will receive the card at your registered address within 3–4 weeks. Once the card is received, set the PIN and start using it as usual.
Method 2: Calling Customer Care
Every bank has a team that provides support to its customers. In most banks, customer care support is available 24 hours a day, seven days a week. You can contact them and request that they apply for the card on your behalf. They will ask a few verification questions, and after verification, they will place a request.
Method 3: Through the Branch
If none of the options work for you, the last option is to visit a branch. You can always approach your branch with any issues. So, visit your branch and tell them that you are not able to do any transactions since your card has stopped working. Submit an ATM application and ask them to apply for you as soon as possible.
How to Apply for ATM Card in Gramin Bank 2023?
How to Write an Application for a New Card Post Expiration?
As a result, you can seek assistance through the application listed below.
To,
The Branch Manager,
Branch, Bank name
Subject – Renew my ATM Card
Date: 01.01.2023
Dear Sir,
With due respect, I want to inform you that I am a customer of your bank and my ATM card has expired. So, I am not able to use this card anymore.
So, please issue a ( Rupay, Master Card, or Visa) ATM card as soon as possible. I will be highly thankful to you.
Yours Truly
Name:
Account Number:
Mobile No.:
Date:
Signature:
What should you do with your expired ATM card?
You can destroy your expired card. It is a precaution so that no one misuses it.
How to Block Gramin Bank ATM Card Online?
Frequently Asked Questions (FAQs)
Is above methods working in 2024?
Yes
How do I get a new card?
Follow the above steps.
What are the charges for a new card?
Card charges vary for different card types. It usually ranges between Rs 150 and 200 per year.
Which methods are available to me when applying for a new card?
A new card can be obtained through net, mobile, or branch banking.
Can I also submit an application for it?
Yes, you can also get it by submitting an application.
Can a customer care agent apply on my behalf?
Yes
How quickly can I obtain a new card?
3-4 weeks
Can I apply for the card more than once?
Yes
So, this is all about it.
I hope you have enjoyed this How to Get a New ATM Card If Your Old One Has Expired? article.
Thank You
