How to Link Mobile Number for OTP?

Hi Everyone. So, today we will discuss about One Time Password (OTP) received in our mobile number. With the increase in the security, bank has started to send OTP for every transaction related activity. It is very essential to have OTP based security to prevent any unauthorized activities. You cannot complete any transaction without OTP verification. We have also provided a sample application letter. Letter can also be downloaded in Word and PDF format. So, go through the complete post to know in details: How to Link Mobile Number for OTP? Get complete banking information at one place. Click Here

How to Link Mobile Number for OTP?

What is OTP?

OTP stands for One Time Password. OTP are received in Mobile Number or Email IDs. It is used for authentication purpose. A transaction cannot be done without OTP verification.

Why I am not receiving OTP?

You will not receive OTP until and unless your mobile number is registered with your bank account. Please make sure that it is linked and your number is working. In order to check whether mobile number is linked or not, you can give missed call on balance enquiry numbers. If you receive SMS after missed call that means your number is already registered. Get missed call numbers of all banks.

Where OTP is sent?

OTP is sent to Mobile Number or Email ID.

How to Register Mobile Number for Receiving OTP?

As per our research, no bank is providing facility for registering mobile number online. So, only way to link your mobile number for receiving OTP is visiting branch. You need to visit branch and give a written application in order to register. We will be explaining how to write application for it.

Write Application Letter to Bank for Receiving OTP

First of all, let me start to guide you in very easy and quick steps. Follow these simple steps to avoid any confusion-

  • First of all, this process involves writing an application to the branch manager of your home branch. Don’t worry; we will even guide you to write application.
  • So, take an A4 size plain paper
  • You can either use blue or black pen
  • So, write an application in the format provided below.

——————————————————————————————————————–

To

The Branch Manager

Bank Name

(Branch Name)

(Your City or Town Name)

Subject: Application for Mobile Number Linking for OTP

Respected Sir/Madam

I (your name) holding a bank account in your branch with Account Number: XXXXXXXXXX want to link my mobile number with the above account number in order to receive OTP. My mobile number is xxxxxxxxxx  and I request you to register my mobile number with my account number as soon as possible. I have attached my ID and address proof along with this application.

So, I hope you will accept my request and work on it as early as possible.

Thank You

(Your Name)

(Your Mobile Number)

——————————————————————————————————————–

  • Therefore, now along with this application letter, submit a photocopy of self attest (having your sign at the bottom) document.
  • So, you can either submit photocopy of AADHAR Card or any other relevant document. (PAN Card, Local Certificate, Voter ID, Driving License, Passport etc)
  • Hence, now you are ready with the entire document, just visit your near branch and submit this application letter along with photocopy of AADHAR Card to the branch manager or you also submit to any other bank official.
  • Therefore, please carry your original AADHAR Card along with you, sometimes bank official may ask you to show for verification purpose.
  • Finally, your mobile number will link to your bank account in 3-4 days.

Note: Therefore, your mobile number will get linked in 3-4 days.

Download Application Letter for Receiving OTP

PDF Application Letter for Linking Mobile to Receive OTP

Is there online method to link mobile number to receive OTP?

No. Presently, no bank is allowing mobile number linking online. So, you need to visit branch for registering your mobile number for activating OTP.

Frequently Asked Questions (FAQ)

Is there any charge for registering?

No. Every bank has few annual charges such as Rs 60-70 per year for SMS service.

How many days it will take?

Linking mobile number will take 1-2 days. Sometimes, it may take up to 3-4 days depending upon bank work load.

Can I transfer fund online without OTP?

No. It is not possible. OTP verification is must for online transaction.

I’m not receiving OTP even after mobile number is register?

This is not a serious issue. You may not receive OTP due to network issue. Also ensure that DND (Do Not Disturb) service is not enabled on your number.

OTP is of how many digits?

OTP comprises of numbers/alphabets/alphanumeric etc. An OTP can be from 4-6 digit number.

How to Opt out for OTP?

For Opt out from OTP service, you need to give a written application to bank.

Final Conclusion:

Well, for receiving OTP mobile number link is must. One will receive OTP only when your number is register. Many websites are claiming of online registration but this is not possible. You need to submit an application as explained above. It is very much essential to receive OTP. If you have any suggestion, please share with us. Stay safe and be happy.

So, this is all about How to Link Mobile Number for OTP?

Still any doubt ? Don’t hesitate, so feel free to ask anything.

So, please comment below, if you have any question, we will reply as soon as possible.

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