How to Apply for Education Loan in J&K Gramin Bank

How to Apply for Education Loan in J&K Gramin Bank

Today we are going you How to Apply for Education Loan in Jammu and Kashmir (J&K) Gramin Bank. Jammu and Kashmir Gramin Bank is one of the RRB’s in India. It has more than 200 branches and covering almost all districts of Jammu&Kashmir. Jammu&Kashmir Gramin Bank (JKGB) is a sponsored by J&K Bank. The J&K Gramin Bank (JKGB) was established on 30th JuNE 2009. The main objective of establishment of J&K Gramin Bank is to engendering empowerment. Along with education loan, it is offering house loan, agriculture loan, vehicle loan, personal loan at affordable interest rate. At the end of the post, we will also be sharing about documents required for applying education loan in JKGB. Read complete post to know in details: How to Apply for Education Loan in J&K Gramin Bank

How to Apply for Education Loan in J&K Gramin Bank
How to Apply for Education Loan in J&K Gramin Bank

How to Apply for Education Loan in J&K Gramin Bank

Follow these steps to apply for education loan in Jammu&Kashmir (JKGB) Gramin Bank:

  1. Note: There is no complete online process to apply for education loan in Jammu&Kashmir (JKGB) Gramin Bank. Only initial state form can be filled
  2. To complete initial process, visit J&K official website: https://www.jkgb.in/index.html

    official website
    Official Website
  3. Next, click on ‘Apply for Loan‘ option available at the left side of the webpage. Or visit the online application link directly: https://www.jkgb.in/frmLoanApplication.aspx
  4. Now, a form will appear. Fill details such as name, age district, branch, area office, email ID, mobile number, loan type as ‘Education‘, income sources, annual income, feedback

    fill details
    Fill the Details
  5. After filling all the information, click on ‘Save

    fill all the details
    Fill all the Details
  6. Now, your details will be submitted.

    submit response
    Submit Response
  7. Finally, visit bank branch with all required documents. [Check Below for Documents]

Education Loan Scheme in J&K Gramin Bank

There are different types of loan schemes in JKGB

Courses Eligible: Graduation, Post Graduation, Professional Courses (Engineering, Medical, Management etc), courses conducted by IITs, IIITs, IIM etc

Eligibility: Should have applied it for after completion of 10+2

Loan Amount: Talk with bank officials

Interest Rates Margin: Contact Branch

Note: Detail informations not available in the J&K Gramin Bank website

Documents Required for J&K Gramin Bank Education Loan

So here is the complete list of Documents Required for J&K Gramin Bank Education Loan:

  • Complete loan application form: The first and foremost important thing to get education loan is to collect application form from any branch or from official website of the bank. Next, carefully fill the form.
  • Documents for Proof of Age: Next, you have to submit a document which will certify your age. You can either give your birth certificate or class 10th mark sheet or class 10th admit card. Don’t forget to put signature in the photocopy of the document to make it self-attested.
  • Documents Required for Applying Loan from College/Institution:
  • Bonafide Certificate from College/Institution
  • College/Institution Placement Record
  • List of ID Proofs:
  • AADHAR Card
  • PAN Card
  • Passport
  • Voter ID Card
  • Ration Card
  • Driving License
  • Arms License
  • Certificate of photo identity issued by Village Panchayat Head/ Town Committee Head.(i.e., Local Certificate)
  • Updated passbook (not old than 3 months) of any scheduled bank or Post Office with your photo on it.
  • Certificate of address having photo issued by MP/MLA/Group-A Gazetted Officer in letter head
  • Certificate of address with photo from government recognized educational institute.

NoteYou can submit any of the above documents

  • Address Proof Documents:

  • AADHAR Card
  • Passport
  • Voter ID Card
  • Ration Card
  • Driving License
  • Updated passbook (not old than 3 months) of any scheduled bank or Post Office with your photo on it.
  • Certificate of address with photo from government recognized educational institute.
  • Certificate of address having photo issued by MP/MLA/Group-A Gazetted Officer in letter head

Note: You can submit any of the above documents for address proof.

Note:If you submit any of AADHAR Card/ Ration Card/ Driving License/ Passport/ Voter ID, don’t need to submit two separate documents for ID Proof and Address Proof.

  • Photo: Recent passport sized photograph of the loan applicant.
  • Marksheets: You need to submit photocopy of marksheets of your highest education qualification.
  • Proof of Income of Parents or Guardians: Photocopy of the Income certificate of the parents or guardians or you can also submit latest Income Tax Return (ITR) copy.

Note: Please make a final confirmation of all the documents before submitting. You can collect information contacting bank officials.

J&K Head Office

J&K Gramin Bank

Narwal, Jammu (J&K)

Phone Number: 01912490021

Email: [email protected]

NEFT/RTGS Helpdesk-: 01912582972

Comment below if you have any doubt

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